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Here’s my dream plan, which would take 5 years and probably less than $5B:
* We replace Social Secutity Numbers (which are like having a username with no password!) with disposable, single-use IDs of similar format, perhaps by adding letters so we have enough identifiers
* People could get a new number anytime from the Social Security Admin website or app, by calling a number, or by going to a post office
* Credit scores and credit info brokers are required to only have info you choose to share
@anildash it seems like there’s some sort of government OpenID-esque solution here. Unique IDs per-company, people are in control of how much info is shared, from unique ID but no actual personal info to full financial info suitable for banking etc.
Gov could invalid access per-company if there’s a breach, plus the usual revolving token protections to limit damage.
Requires a lot of trust the government implements it well, but at a naive first glance it seems like it could solve some problems.
@robmathers yep, that’s it.